COLLEGE PLANNING
& STUDENT SERVICES
To get started on your plan for college, attend one of these free college planning workshops today. Whether your student is a freshman in high school or a freshman in college, these workshops are sure to get you on the Smart Track™ to college planning.
FINANCIAL PLANNING
FOR COLLEGE
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RETIREMENT PLANNING
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Families We Serve
No situation is too unusual. We have seen it all. We have handled it.
​Families come to us thinking their situation is too messy, too complicated, or too embarrassing to untangle. We have sat at the table with families in everyone of the circumstances below—and many more. The hardest moments often create the most important planning opportunities.
Do not assume your situation disqualifies you from help. Assume the opposite.
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Family Structure
Divorce of Separation
Custodial vs. non-custodial rules, income allocation, which parent files, CSS Profile nuances. The forms do not match real life; we translate.
Complex Finances
High-Income, High-Asset Families
Merit aid, negotiation leverage, and institutional scholarships are your playing field. We know where they hide and how to unlock them.
Complex Finances
Grandparent Contributions
Well-meaning gifts can trigger tax and aid consequences. We coordinate a plan for timing so every dollar goes further.
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Complex Dynamics
Multiple Children in College
Having multiple children in college at the same time can create an overwhelming financial and emotional strain on families. We help plan ahead to significantly improve the outcome.
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Family Structure
Blended Families
Step-parent income, prior-marriage assets, children for multiple relationships. We help you navigate complexities of forms.​
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Student Profile
Student-Athletes
Athletics scholarships are rarely full rides, and timing with academic aid matters. We coordinate both sides of the ledger.
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Student Profile
Absentee or Uncooperative Parent
When the other parent will not provide tax data or sign forms, it is not a dead end. We know the waivers, the workarounds, and what schools accept.
Difficult Circumstances
Loss of a Parent
Grief is enough to carry; we help families navigate special circumstance appeals and college financial planning decisions that impact aid eligibility, helping them avoid costly mistakes with care.
Financial Transitions
Job Loss of Income Changes
If life shifts mid-plan, we move quickly to file special circumstance appeals and revise your plan around the new reality.
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Complex Finances
Self-Employed & Business Owners
K-1s, S-Corps, pass-through, and depreciation can make financial aid forms more complex. We help you navigate the complexity and accurately assess the business.
Financial Transitions
Inheritance or Student Windfall
A well-intentioned inheritance can disqualify your student from aid overnight. We help you evaluate; timing and placement are everything.
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Complex Dynamics
Medical Expenses & Life Long Care
We help families facing medical expenses, long-term care, or disabilities navigate special circumstance appeals and create a sustainable college financial plan.
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Our Financial Services Process
